The Citizens Bank Guyana Incorporated Visa Credit Card can be used worldwide wherever the Visa brand is accepted. The Citizens Bank Visa Credit Card allows you to travel without cash.Your Citizens Bank Visa Credit Card gives you access to cash advances from financial institutions and thousands of ATMs worldwide.

1.5% per month

18% per annum on the Average Daily Balance

(subject to change at Citizens Bank’s sole and absolute discretion)

Credit Card Limits

Visa Business Credit Cards
US$5,000.00 to US$50,000.00

These US Dollar cards offer you:

  • Low interest rate of 18% p.a.
  • Low annual fees
  • Low late fees

Securities Accepted

  • Cash
  • Property – Transport
  • Guarantors with suitable collateral
  • Existing securities from mortgages

Benefits

  • The Security, Reliability, Flexibility and Payment Convenience of having a Visa card allows you to make purchases from the comfort of your home or office
  • Receive your card in 7 business days (provided that all the satisfactory requirements are met)
  • Emergency Card Replacement within 24 hours
  • Simple record keeping with prompt delivery of monthly statements showing the source currency of your transactions
  • Cardholder Online Inquiry gives you access to viewing your authorizations, transactions and last three statements
  • 24 Hour Support Service- Fraud Monitoring and Customer Service(7 days weekly)
  • Visa Global Customer Assistance Services- lost or stolen card reporting and emergency replacement of lost or stolen cards

Business Cards – Sole Traders/Partnership

  • Completed Application Form
  • Completed Official Nomination Form
  • Copy of Valid ID, Passport or Driver’s License for each partner or owner of the business
  • Copy of Valid ID, Passport or Driver’s License for each Nominated Cardholder
  • Proof of Address for each partner or owner of the business
  • Proof of Address for each Nominated Cardholder
  • TIN Certificate or Driver’s License with TIN for each partner or owner of business
  • TIN Certificate or Driver’s License with TIN for each Nominated Cardholder
  • TIN Certificate for the business
  • Certificate of Business Registration
  • Source of income document i.e. Balance Sheet, Affidavit of
  • Income Statement
  • Character reference for each partner or owner of the business
  • Character reference for each Nominated Cardholder

Business Cards – Incorporated Business

  • Completed application form provided by Citizens Bank Guyana Inc. supported by the relevant company documents
  • Valid National Identification Card, Valid Passport or Valid Driver’s License of all Directors
  • Financial Statements supported by copies of Annual Returns (previous 2 years)
  • Recent utility bill (3 months) or postmarked letter
  • TIN certificate
  • Two (2) Character References (applicable only to new account holders). Visit citizensbankgy.com/sources-of-references/ to view the acceptable sources of references.