Find out your monthly payments on any type of loan

Whether you’re planning to buy a car, make some home improvements or consolidate your debts, use our loan repayment calculator to tell us how much you want to borrow, and we’ll show you an example of what you might repay.

Enter Loan Values

    Loan Amount (The amount you would like to borrow)
    Annual Interest Rate - view rates here
    Low Income Mortgage-
    Up to $6M - 4.00%
    Up to $12M - 5.95%
    Residential Mortgage-
    Up to $10M – 7% - 7.5%
    Up to $15M – 8% - 8.5%
    Up to $20M – 9% - 9.5%
    Above $20M – 10%
    Home Equity Loan-
    10%
    Commercial Mortgage/Loan-
    9% - 14%
    Cash Secured Loan-
    6%
    Secured including Vehicle Loan-
    11% - 14%
    Unsecured Loan-
    18.5%
    Loan Period (Number of years to repay)
    Start Date of Loan

    Loan Summary

    $1234

    In monthly payments

    $1000

    total payment

    $100

    total interest

    * The calculations made here are for example purposes only and do not represent actual repayments.

    Learn more about our loans

    Consumer Loans

    Competitive rates on a reducing balance

    With a Citizens Bank Consumer Loan, borrowers may finance home repairs, purchase household items, pay for education, vacations, medical expenses and more. Special conditions apply for unsecured loans.

    • View Application Requirements

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    Home Equity Loans

    Competitive rates on a reducing balance

    With our home equity loans you can utilize the equity you have invested in your home to meet your financial needs.

    • View Application Requirements

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    Low Income Mortgages

    Competitive rates on a reducing balance

    Do you have a house lot and need assistance to build your home? We have Low Income Mortgages to suit your needs

    • View Application Requirements

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    Residential Mortgages

    Competitive rates on a reducing balance

    Whether you would like to build or purchase your dream home, we have Residential Mortgages for you.

    • View Application Requirements

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    Vehicle Loans

    Competitive rates on a reducing balance

    With a Citizens vehicle loan, there are no prepayment penalties – you pay interest only on the amount you borrow and only for the length of time you borrow, and when you pay early or extra during the month you actually save money.

    • View Application Requirements

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