The Citizens Bank Guyana Inc.Visa Gold Credit Card can be used worldwide wherever the Visa brand is accepted. The Citizens Bank Visa Gold Credit Card allows you to travel without cash and gives you access to cash advances from financial institutions and thousands of ATMs worldwide.

1.55% per month

18.6% per annum on the Average Daily Balance

(subject to change at Citizens Bank’s sole and absolute discretion)

Credit Card Limits

Visa Gold Credit Cards
US$5,000.00 to US$50,000.00

These US Dollar cards offer you:

  • Low interest rate of 18.6% p.a.
  • Low annual fees
  • Low late fees

Securities Accepted

  • Cash
  • Property – Transport
  • Guarantors with suitable collateral
  • Existing securities from mortgages


  • The security, reliability, flexibility and payment convenience of having a Visa Gold Credit Card allows you to make purchases from the comfort of your home or office.
  • Receive your card in 7 business days (provided that all the satisfactory requirements are met).
  • Simple record keeping with prompt availability of monthly statements showing the source currency of your transactions.
  • Cardholder Online Inquiry gives you access to viewing your authorizations, transactions and last three statements.
  • Receive alerts on your cellular phone via SMS text or in your email every time a transaction is completed using your credit card.
  • Visa Global Customer Assistance Services- lost or stolen card reporting and emergency replacement of lost or stolen cards within 24 hours.
  • 24-Hour Support Service- Fraud Monitoring and Customer Service (7 days weekly).

Visa Gold Credit Card Requirements

  • Valid National Identification Card/Valid Passport or Valid Driver’s License
  • Proof of Address (Utility Bill/Recent Bank Statement (within the last three months)/Postmarked envelope) or Valid Driver’s License
  • Employment Letter stating current position, date of employment, salary and other cash benefits
  • If Self-Employed- provide last three Bank Statements and Income Statements
  • If Retired- provide evidence of pension/income
  • One Character Reference

Help, tools and support

Click below for quick troubleshooting!

  • Problems Using Your Card?

     If you encounter a problem using your card outside of the USA, please call our Card Centre (24hrs) at Citizens Bank, Camp Street on telephone number 592-223-5208.

    If you are in the USA, call 1-866-303-3118 for emergency customer service. We can assist you 24hrs a day, 7 days a week, including holidays.

    For 24-hour Visa International support, call 1-800-847-2911 (within USA/Canada) or 1-303-967-1096 (Outside USA/Canada).

    Contact us immediately at the Citizens Bank Card Centre or call the Visa Card Centre if your PIN has been compromised or your Visa Credit Card has been lost or stolen.

    Remember to notify us when and where you will be travelling.