Commercial Loans

Fund Capital Expenditures

Up to ten years repayment options available

Interest rate: 9.00% – 14.00% computed on a reducing balance
The proceeds of a Commercial Loan are generally used to fund capital expenditures and operations.
Interested in one of our Commercial Loans?
Application Requirements for Companies

Valid National Identification Card or Passport or Driver’s License of all Directors

TIN Certificate of Company

Certificate of Incorporation

TIN Certificate

Memorandum of Association or Articles of Association

Annual Return (Previous two years)

Audited Financial Statements (Previous three years)

Business Plan / Application indicating purpose of financing

Bank Statement from Current Bank (Minimum one year)

Copy of Transport / Title of property offered as collateral

Valuation of Property (To be done by an approved valuator of the Bank)
Application Requirements for Trading As

Valid National Identification Card or Passport or Driver’s License of Owner(s)

TIN Certificate of Owner(s)

Business Registration

Financial Statements (Previous three years)

Business Plan / Application indicating purpose of financing

Bank Statement from Current Bank (Minimum one year)

Copy of Transport / Title of property offered as collateral

Valuation of Property (To be done by an approved valuator of the Bank)
View related fees here: www.citizensbankgy.com/about-us/fee-structure/