Commercial Loans
Fund Capital Expenditures
Up to ten years repayment options available
Interest rate: 9.00% – 14.00% computed on a reducing balance
The proceeds of a Commercial Loan are generally used to fund capital expenditures and operations.
Interested in one of our Commercial Loans?
Application Requirements for Companies
Valid National Identification Card or Passport or Driver’s License of all Directors
TIN Certificate of Company
Certificate of Incorporation
TIN Certificate
Memorandum of Association or Articles of Association
Annual Return (Previous two years)
Audited Financial Statements (Previous three years)
Business Plan / Application indicating purpose of financing
Bank Statement from Current Bank (Minimum one year)
Copy of Transport / Title of property offered as collateral
Valuation of Property (To be done by an approved valuator of the Bank)
Application Requirements for Trading As
Valid National Identification Card or Passport or Driver’s License of Owner(s)
TIN Certificate of Owner(s)
Business Registration
Financial Statements (Previous three years)
Business Plan / Application indicating purpose of financing
Bank Statement from Current Bank (Minimum one year)
Copy of Transport / Title of property offered as collateral
Valuation of Property (To be done by an approved valuator of the Bank)
View related fees here: www.citizensbankgy.com/about-us/fee-structure/