Chequing Accounts

 

ACCOUNT FEATURES	Regular Chequing	Premium Chequing	Corporate Chequing
No monthly fee if minimum balance requirement is met	Yes	Yes	Yes
Earns interest	No	Yes	Yes
Monthly statements	Yes	Yes	Yes
Overdraft Facility available	Yes	Yes	Yes
Sweep transfer	Yes	Yes	Yes
Telebanking	Yes	Yes	Yes
ATM access	Yes	Yes	No

 

Regular Chequing

A chequing account that provides unlimited cheque writing, ATM access and Remote Banking. Maintain a minimum monthly balance and avoid the monthly service fee.

• Minimum opening balance $25,000.00
• No service charge if minimum balance is maintained over $25,000.00.
• You could make deposits, withdrawals, transfers and requests for duplicate statements, chequebook reorder from any Citizens Bank ATM…24-hour banking.
• Monthly bank statements.

For the convenience in managing your finances, utilize the following related services.

• Direct deposit
• Sweep Transfer
• Telebanking
• Remote Banking

 

Premium Chequing

This is ideal for businesses that have lower monthly transaction activity. Monthly account maintenance fee could be avoided by maintaining the specified minimum balance. Enjoy the added bonus of earning interest.

• Access account information through either the ATM or the Telebanking service.
• A low, predictable monthly fee could be avoided by maintaining the minimum balance requirement of $200,000.00.
• There is the added bonus of earning interest on the lowest monthly balance over $200,000.00 and credited monthly.
• Online access to your account through the Online Banking Service.
• Overdraft protection through the optional Sweep Transfer service.
• You could make deposits, withdrawals, transfers and requests for duplicate statements, chequebook reorder from any Citizens Bank ATM…24-hour banking.
• Monthly bank statements.

 

Corporate Chequing

This is the added bonus account for the corporate customer to earn interest whilst enjoying the convenience of a chequing account.

• Maximize your funds with interest on your chequing balance.
• Avoid the low, predictable monthly fee by maintaining the minimum balance requirement of $500,000.00.
• There is the added bonus of earning interest on the lowest monthly balance over $500,000.00 and credited monthly.
• Online access to your account through the Online Banking Service.
• Overdraft protection through the optional Sweep Transfer service.
• You could make deposits, withdrawals, transfers and requests for duplicate statements, chequebook reorder from any Citizens Bank ATM…24-hour banking.
• Monthly bank statements.